Protecting Yourself

Think about what would happen if your income stopped. What would happen to you and your family if you became ill or have had an accident that stops you from working? It's not pleasant to think about, but the threats to your financial security are real - redundancy, illness, accidents or even death could happen to anybody at any time.

The good news is that our McGirl's Money Management advisers can help you protect your lifestyle and income, in a way that's tailored to your individual and family needs. This means you can enjoy peace of mind and a secure financial future.

> Protecting You, Your Mortgage and Your Family

You may want some life assurance to pay off your mortgage or protect your family if you die. You might be interested in critical illness cover that protects you financially if you're seriously ill. Perhaps you want income protection to make sure you can still pay your bills if you can't work because you're ill. Maybe you already have some plans in place that just do part of the job. Whatever your situation, we can come up with the right answer for you.

We offer a range of protection plans for you to choose from. It's also good to know that they have a philosophy of paying valid claims as quickly as possible, with the minimum of fuss. In fact they look for reasons to pay, rather than reasons no to. The table below shows what the plans include.

There are Decreasing Mortgage Cover, Lifestyle and Adaptable Term plans where what you pay reflects the risk of you claiming that year.